HomeRates
Loan Rates Savings Rates Certificate Rates Fee Schedule
Effective as of: 03/01/2021
| Fee Schedule | |||
| Account Closure fee (if closed within 90 days of opening) | 5.00 | ||
| ACH - debits reversed/returned due to insufficient funds | 27.00 | ||
| ACH - stop payment fee | 25.00 | ||
| ACH - transactions causing a negative balance | 25.00 | ||
| ATM transactions causing a negative balance | 25.00 | ||
| ATM empty envelope deposit | 25.00 | ||
| Check cashing (if savings balance is less than $100.00) | 5.00 | ||
| Check from you - cashed, deposited or tendered for loan payment returned as an insufficient fund item | 25.00 | ||
| Check from another party - that you cash or deposit but returned as an insufficient fund item | 18.00 | ||
| Checking accounts | |||
| 1st checking account opening fee | FREE | ||
| After original member savings/checking account is opened (or closed) replacing or adding additional savings/checkings accounts is | 25.00 ea | ||
| Stop Payment on check you have issued | 25.00 | ||
| Returned Item (insufficient funds) | 27.00 | ||
| Request for Copy of Check | 10.00 ea | ||
| Copies of your Checks can be obtained on online (for free) at our Virtual Branch site | |||
| Account history print out/inquiry in excess of one per month in addition to normal monthly statement ($1.00 per Page) | 1.00 | ||
| Courtesy Pay fee | 27.00 | ||
| Account history can be obtained on online (for free) at our Virtual Branch site. | |||
| Overdraft | 25.00 | ||
| Credit Union "Official Check" withdrawn on your account, made payable to other than the member on the account | 3.00 | ||
| Replacement/Loss "Official Check" Fee | 10.00 | ||
| Credit Card fees | |||
| Annual fee | No Charge | ||
| Cash Advance fee | No Charge | ||
| Late fee | 10.00 | ||
| VISA payment returned................................ | 25.00 | ||
| Visa replacement card | 10.00 | ||
| Over limit fee | No Charge | ||
| Your VISA statement can be obtained on online (for free) at our Virtual Branch site. | |||
| Debit Card - Dispute of Charge - investigation fee | 25.00 ea | ||
| Debit Card - copy request of sales draft | 10.00 ea | ||
| Debit Card replacement | 25.00 ea | ||
| Debit Card PIN replacement | 10.00 ea | ||
| Debit Card Overdraft/Overdrawn fee | 25.00 ea | ||
| Delinquency charge (loans) | 5% of Payment | ||
| Dormant account maintenance charge (after 24 months of no activity) | 5.00 | ||
| Faxing Service per Page | 2.00 | ||
| Levies, Order to withhold, Subpoenas, Verification of Deposits | 25.00 | ||
| Locator fee (on accounts without a good forwarding / correct address) | 5.00 | ||
| Loan Extension | 25.00 | ||
| Record retrieval : | |||
| copy of Draft/Check | 10.00 | ||
| copy of Statement per page | 1.00 | ||
| Account history can be obtained on online (for free) at our Virtual Branch at www.OliveViewFCU.com | |||
| Reconveyance fee............................................ | 75.00 | ||
| Transfer from Saving to Checking over Regulation D limit | 25.00 | ||
| Domestic Wire Transfer (out going) | 35.00 | ||
| International Wire Transfer | Not Offered | ||
| International Wire Transfer | FREE | ||
| Research fee | 25.00 per hour | ||
| Deposits/ Loan/Visa payments made with a Credit/Debit card(from another institutions) | 5.00 | ||
